There are a few things to consider beyond choosing your builder and design team as you move toward building your new home. From 很多贷款 to Construction Loans and Permanent Financing, 阿伯银行 is here to help you at each phase.
很多贷款 – You’ve found the perfect lot to build your dream home. 现在? A Lot Loan from 阿伯银行 can help you secure the property while you plan your next steps.
Construction Loans – Typically a shorter-term loan that is used to cover the costs of building or remodeling your home. Construction Loans are different from traditional home 贷款 in that they are structured to pay your builders in installments as work is completed and the loan amount is based on the projected value of the home once it’s completed.
Permanent Financing – Once your new home build is completed, it’s time to consider long-term financing. Since your Construction Loan allows just for the new construction up to the point of move-in, 阿伯银行 can move you into a new mortgage loan that pays-off the remaining construction loan debt through a typical 15 to 30-year mortgage.
Your home is a unique reflection of your own personal style; shouldn’t your mortgage be just as distinctive? 阿伯银行’s experienced team of mortgage professionals will create a custom-tailored solution that is just the right fit. Once we find the right mortgage solution for you, we’ll assist you in the application process and be with you each step along the way through closing. Let us help you purchase your new home or take advantage of options to refinance your existing home. We specialize in FHA, VA, Conventional, Rural Housing and first time home buyers programs.
Have you dreamed of building your own home but don’t really know what you can afford or even where to start?
居民抵押贷款 employs over 250 loan officers and lends in 35 states. Their established in-house processing and dedicated underwriting and closing teams help to maintain an unprecedented level of service for their clients.
居民抵押贷款 opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and paved the way to expand nationally.
With competitive financing in mind, 居民抵押贷款 has established unique lending relationships with several investors in the secondary market to maximize program versatility, while maintaining the benefits of direct lending pricing. Recognizing the unique needs of each of our clients, each 信贷员 has access to competitive pricing for an expansive list of loan programs.
At 居民抵押贷款, it’s all about the People.
Call a 居民抵押贷款 licensed mortgage loan officer to apply today!